Credit Counsellors and Debt Consultants – Who can you trust?
When people are in a lot of debt, their finances are constantly on their mind. Often times they hear commercials on the radio form Debt Consultants or Counsellors promising to reduce their debt by 70%. The thing is, before you decide to contact a debt consultant, it’s important to know what you are really dealing…
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Why do I need credit counselling?
After filing bankruptcy, you are expected to attend two mandatory credit counselling sessions, required under the Bankruptcy Insolvency Act, to aid in your financial rebuilding process. Credit counseling is there for good reason. Multiple bankruptcy filings are not uncommon in Canada — in fact, they’re becoming more and more frequent. While it’s impossible to educate a person…
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