Blog Posts

Filing Personal Bankruptcy And Your Student Loans

What happens to student loans when you file for personal bankruptcy? Student loan debts will be eliminated provided that you have ceased being a full or part-time student for a minimum of 7 years, as at the date of filing.

April 9, 2014

Bankruptcy, Government Debt

Self-employed (sole proprietorship or partnership) and considering bankruptcy?

We recognize that every business is unique with its own issues and complexities. Therefore we recommend that you review your situation with one of our licensed trustees in bankruptcy. Deciding whether or not to continue being self-employed

February 20, 2014

Consumer Proposals, Bankruptcy, Business Concerns, Government Debt

Repaying Tax Debt

Government debts including income tax, HST and payroll source deductions are no different than any other debts you may owe.

January 30, 2014

Consumer Proposals, Bankruptcy, Business Concerns, Collection Agencies, Government Debt

Ontario Students With OSAP Debt Often Seek Our Advice

Post-secondary debt blues in Ontario? You're not alone and we can help.

May 10, 2013

Consumer Proposals, Bankruptcy, Government Debt

Government Debts And Incorporated Companies

At Welker & Associates we help owners of incorporated companies deal with their debt issues, including government debt. There are three main government debts that business owners have to deal with:

December 29, 2012

Consumer Proposals, Bankruptcy, Business Concerns, Government Debt

How To Include 2011 Tax Debt In Your Consumer Proposal

The timing of filing a consumer proposal and tax debt considerations.

December 21, 2011

Consumer Proposals, Government Debt

Advantages To Filing For Personal Bankruptcy Before The New Year

There are some clear advantages to filing before the end of the year

December 8, 2011

Bankruptcy, Government Debt