Blog Posts

Why does the trustee file pre-bankruptcy income tax?

Filing personal bankruptcy deals with all debts which were incurred prior to filing.

January 4, 2015

Bankruptcy, Government Debt

Can I make a lump sum payment on my Ontario student loans?

MARCUS ASKED: Is it possible to make one-time payments to your Ontario Student Loan debt, without having to start paying monthly?

July 29, 2014

Government Debt

Personal Debt In Canada Is Not The Same As In The USA

Personal debt issues are a common concern touching people everywhere.

June 10, 2014

Consumer Proposals, Bankruptcy, Debt and Relationships, Government Debt

Filing Personal Bankruptcy And Your Student Loans

What happens to student loans when you file for personal bankruptcy? Student loan debts will be eliminated provided that you have ceased being a full or part-time student for a minimum of 7 years, as at the date of filing.

April 9, 2014

Bankruptcy, Government Debt

Self-employed (sole proprietorship or partnership) and considering bankruptcy?

We recognize that every business is unique with its own issues and complexities. Therefore we recommend that you review your situation with one of our licensed trustees in bankruptcy. Deciding whether or not to continue being self-employed

February 20, 2014

Consumer Proposals, Bankruptcy, Business Concerns, Government Debt

Repaying Tax Debt

Government debts including income tax, HST and payroll source deductions are no different than any other debts you may owe.

January 30, 2014

Consumer Proposals, Bankruptcy, Business Concerns, Collection Agencies, Government Debt

Ontario Students With OSAP Debt Often Seek Our Advice

Post-secondary debt blues in Ontario? You're not alone and we can help.

May 10, 2013

Consumer Proposals, Bankruptcy, Government Debt

Government Debts And Incorporated Companies

At Welker & Associates we help owners of incorporated companies deal with their debt issues, including government debt. There are three main government debts that business owners have to deal with:

December 29, 2012

Consumer Proposals, Bankruptcy, Business Concerns, Government Debt