Planning on maxing your credit cards before filing bankruptcy? Think again.
Running up your credit card balances when you intend to file bankruptcy is a fairly clear case of intent to defraud your creditors. If you do so, your trustee, creditors or the Office of the Superintendent of Bankruptcy have the ability to discharge you from bankruptcy and you could be ordered to pay back a…
Read More
Aren’t sure if you need financial help?
Most people put off getting financial help way too long. For the most part, the longer you wait, the further you go into debt. If you are even a little bit concerned, there is no harm in looking for solutions. For instance, we offer FREE, NO-OBLIGATION consultations where we review your situation and give advice…
Read More
Tips For Back-To-School Savings
This September my first born will be starting school. This is new territory for me. It’s hard to believe this day has come. It’s also hard to believe the number of new supplies she “needs” for school. I know that we still have a month and a half before school starts, but with that being…
Read More
Be Cautious Of High Risk Lenders
It’s fairly common knowledge that if you have bad credit and can’t qualify for a loan, you can go to a high-risk lender. High-risk lenders charge high interest rates will give personal/consolidation loans to individuals who do not qualify for loans elsewhere. Since they are dealing with high-risk customers, there is a high probability that…
Read More
Recognize the debt danger signs!
Do you have more debt than you can handle? Many debt problems are easy to solve, others require professional assistance. Our advice is to deal with your debt and financial problems now, before they get out of hand. If you answer YES to any of these questions, YOU NEED HELP: ARE YOU unable to pay your bills…
Read More
Getting Out of Debt
In today’s world, where we feel a compulsion to keep up with our neighbours, it is very easy to get into debt without even realizing it. Trying to work your way out of it can be a very difficult experience. Credit card interest rates, decreased income, illnesses and many other factors can lead to an unmanageable debt…
Read More
Three Poor Financial Decisions That People Still Make
The internet is a very vast, and information filled spaced with a ton of financial advice, and you can easily get lost in it all and miss the basics. Here is a brief, yet straightforward look at the changes you can make that will lead you on the path to financial happiness. House For generations…
Read More
Boosting Your Credit Score
The amount of time and effort it takes to boost a credit score varies depending on the situation. The more damage you have done to your credit score, the more difficult it will be and the more time it will take. There are no magic tricks that will boost your credit score to a specific…
Read More
Getting Out Of Gambling Debt
If you’ve gambled to the point that you’re having trouble managing your debts, it’s definitely time to seek help. If you’re not already, make sure you get some professional help and treatment that will provide the tools you’ll need to maintain your resolve and to overcome urges. That professional help will help you in the…
Read More
Assessing Your Debt
What may be too much of a financial burden for you, may be completely manageable for someone else. Every situation is different. Taking control of your debt involves acknowledging the problems you have. Our Self Assessment Survey may be used to help you figure out if you need help restructuring your debts, adjusting your budget…
Read More
