Addressing Financial Issues
Financial problems can bring about a lot of anxiety in our lives. Constantly thinking about how you’re going to pay your bills not only makes you apprehensive, but also places stress on your relationships, family, and well-being. But, stressing over money isn’t going to fix your financial challenges. If you’ve found yourself in a position…
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How To Dig Yourself Out of Debt
Often times, it is very hard for Canadians to make ends meet, and therefore feel forced to use their credit cards. When you are strapped for cash, credit cards can actually be helpful, but more often than not, it starts the cycle of debt. Being aware of debt warning signs is important to know if…
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Is it possible to go to college without going into debt?
If you’re deciding which college acceptance letter you want to accept, you may also be worried about the cost of your upcoming post-secondary education. If you don’t have a large RESP that you can dip into, the idea of paying for school, and all of the added expenses it brings, can be daunting. It’s no…
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The Cost of Being in Debt
When you’re overwhelmed by debt, it’s often difficult to look beyond the “minimum payment due” box on your bills. Constantly racing against disconnection dates, juggling payments, and fielding debt collection calls leaves little time or energy for long-term planning. Often, the loudest debt collector or the one with the most intimidating threat gets whatever funds…
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Finance Goals In Your 30’s
Life in your 30’s can come with many great milestones, like starting a family, buying a house, etc. but for many it means that financial commitments have grown and juggling expenses and responsibilities with saving money for the future is harder than ever before. When people reach their 30’s, they need to start prioritizing commitments,…
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The Difference Between Good and Bad Debt
For the majority of Canadians, debt is a part of our everyday lives. Going to school, purchasing property or buying a vehicle are all very common reasons why someone would go into debt by getting a loan. It seems that everyone obtains a loan at one point or another, so what’s the problem? The problem…
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Get a Handle on Your Debt!
The level of household debt in Canada continues to rise. It almost feels like no one is immune to household debt. If your debt is starting to feel overwhelming, minimum payments might keep collection calls from coming but chance are it won’t keep them away forever. Here are some tips that can help you…
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Students – Beware of Credit Card Companies
When college students leave to begin their post-secondary education, they are often times surprised at how much money they need to “survive” in college. Students quickly realize that their budgeting skills may not have been as strong as they thought and therefore start scrambling to survive financially for the rest of the year. Insert credit…
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Avoiding a Second Bankruptcy
Filing bankruptcy may not be desirable but in many cases, it’s the only option. It is a great way to get your finances back on track, but it comes with a price when it comes to your credit score. Therefore, it is desirable to find an alternative to filing a second time. Let’s consider some…
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