When it comes to dealing with personal debt, there are three choices:

digging out of debt on your own (which may include credit counselling);

making a consumer proposal; or

filing personal bankruptcy.

Deciding which option is right for you and your family depends on your personal situation. It is important to explore all of your options and fully understand the pros and cons of each.

Your first consultation with us is free, and we make sure to review all of these options and answer all of your questions. Only once you have the facts and fully understand your options can you make an informed decision.

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