If you’ve gambled to the point that you’re having trouble managing your debts, it’s definitely time to seek help. If you’re not already, make sure you get some professional help and treatment that will provide the tools you’ll need to maintain your resolve and to overcome urges.
That professional help will help you in the future, but if you’re in debt, you will need help to get you back on track. One thing is for sure, forget about trying to solve your debt problem with a big win. Gambling got you into this situation and more gambling isn’t going to get you out of it.
Either destroy or put someone you can trust in control of your credit and debit cards. It can be easier to control late night urges to gamble when you have no easy access to money to play with. After you’ve eliminated your access to credit and debit cards, make it even harder to get quick cash by requiring that any bank withdrawals require two signatures – yours and that of someone else you trust, such as a spouse or family member.
Where Welker and Associates can help is with the restructuring of your debt payments to make them more manageable. Your best option will most likely be to file a consumer proposal, which essentially is a contract with your creditors to settle your debt load. A consumer proposal is a means to compromise your debt by allowing you to pay a monthly manageable payment over a period of not more than five years.
There is hope for those caught in the trap of online gambling or gambling in general. We offer free, no-obligation consultations and are open late and on weekends to meet your needs.
