Many people I meet with tell me that they were nervous to call me because they have never made a consumer proposal or filed personal bankruptcy before. This is a good thing.

You don’t want to have much experience with consumer proposals or personal bankruptcy.

True, unless you’re a licensed trustee in bankruptcy. While there are some people that have filed more than once, the majority of individuals I have dealt with are first-timers. I’m in a strange business – I don’t want repeat business (no offense!).

My hope is that the people I meet with and help to overcome their personal debt issues won’t need my services again. I hope that through the filing process and the credit counseling sessions provided, you will be able to get a fresh start and rebuild.

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