People in debt have something in common - a sense of being overwhelmed - not just by debt but by how complicated they feel resolution may be.
In most cases making a consumer proposal or filing personal bankruptcy will have no impact on your current or future employment. However, as an employee, there are a few things to consider before deciding which option is best for you.
Job loss and unemployment are very common causes of financial difficulty. For most people, unemployment is temporary and at some point they will get back to work.
Dealing with your personal debt problems on your own without any professional assistance is the only way to maintain your current credit rating.