Blog Posts

How can I build my credit rating fast?

RACHEL ASKED: I claimed bankruptcy due to a divorce and was released two years ago. What is the best way to build my credit fast?

January 17, 2015

Rebuilding Credit

How long does filing a Consumer Proposal affect your credit rating in Canada?

Filing a consumer proposal results in an R7 credit rating.

July 31, 2014

Consumer Proposals, Rebuilding Credit

How To Rebuild Your Credit Rating

Credit rating is a fluid concept and is always changing. No matter what you do, including filing personal bankruptcy or a consumer proposal, you can always rebuild your credit rating. How can I rebuild my credit rating?

May 29, 2014

Consumer Proposals, Bankruptcy, Rebuilding Credit

Myth Vs. Fact: Credit And Rebuilding

Myth: By filing personal bankruptcy, I will destroy my credit forever.

April 26, 2014

Consumer Proposals, Bankruptcy, Rebuilding Credit

If It Sounds Too Good To Be True...

This article is provided by Family Services Perth-Huron, a United Way member agency and an accredited member of both the Ontario and Canadian Associations of Credit Counselling Services. If It Sounds Too Good To Be True... By Phil Brown

April 7, 2014

Credit Counselling, Collection Agencies, Rebuilding Credit

Is it possible to pay off debt without affecting your credit rating and touching RRSP money?

CHRIS ASKED: How can I pay off my debt without damaging my good credit or touching the little RRSP I have? ANSWER: The only way to deal with your debt and maintain a good credit rating is to pay your creditors directly, in full, with interest.

March 28, 2014

Consumer Proposals, Bankruptcy, Asset Concerns, Rebuilding Credit