Blog Posts

What are my options?

Whether you are barely holding on or the debt collectors have already come knocking, the best strategy is to take stock of the situation and come up with a plan as soon as possible. Everyone has the same basic options when it comes to dealing with your debt.

September 16, 2015

Consumer Proposals, Bankruptcy

Buying A House After A Bankruptcy

If you’ve declared bankruptcy in the past, know that you’re not alone. Further, know that your situation is nothing to be ashamed of. No one wants to declare bankruptcy; sometimes, it may be the only solution to a difficult situation.

August 18, 2015

Consumer Proposals, Bankruptcy, Rebuilding Credit

The Advantage Of Paying Off Your Consumer Proposal Early

  The sooner you pay off your consumer proposal - the better.

June 28, 2015

Consumer Proposals, Rebuilding Credit

Consumer Proposal and Tax Debt

If you have tax debt and can’t afford to pay it, one option for dealing with this debt is to file a consumer proposal. Some advantages of filing a consumer proposal are:

March 18, 2015

Consumer Proposals, Government Debt

Should I pay off my credit cards or pay down my mortgage?

I was recently asked by a friend if it was better for them to pay down their mortgage or pay off their credit cards. I answered him with a question of my own. I asked him if he was given the option of the following two investments which would he choose?

February 21, 2015

Consumer Proposals, Asset Concerns, Money Management