Blog Posts

Don't Wait To Get Help

The biggest mistake most people that have personal debt problems make is that they wait too long to get the help they need.

April 1, 2014

Consumer Proposals, Bankruptcy, Asset Concerns

Is it possible to pay off debt without affecting your credit rating and touching RRSP money?

CHRIS ASKED: How can I pay off my debt without damaging my good credit or touching the little RRSP I have? ANSWER: The only way to deal with your debt and maintain a good credit rating is to pay your creditors directly, in full, with interest.

March 28, 2014

Consumer Proposals, Bankruptcy, Asset Concerns, Rebuilding Credit

Worried that you'll lose your car loan by taking debt action?

JOE ASKED: I am struggling with a lot of debt, but if I take action, will I lose my car loan?

March 23, 2014

Consumer Proposals, Bankruptcy, Asset Concerns

Will you lose your leased vehicle if you claim bankruptcy?

JILL ASKED: I have a lease-to-own vehicle and I'm a year+ into a 5-year lease. I need my car for work. If I claim bankruptcy, can I keep the car?

March 6, 2014

Bankruptcy, Asset Concerns

What happens when your consolidation loan isn't keeping you out of debt?

KEVIN ASKED: Am I able to claim bankruptcy if I already consolidated my credit card, line of credit and overdraft debts into one consolidation loan?

March 4, 2014

Consumer Proposals, Bankruptcy, Consolidation Loans, Asset Concerns

Surrendering A Secured Asset: Your Home

Some people who own their own home can’t or don’t want to keep it. Common reasons why someone might not want to keep their home are:

February 14, 2014

Consumer Proposals, Bankruptcy, Asset Concerns

Surrendering A Secured Asset: Your Vehicle

Some people who own a leased or financed vehicle can’t or don’t want to keep their vehicle. Common reasons why someone might not want to keep a vehicle are:

February 13, 2014

Consumer Proposals, Bankruptcy, Asset Concerns

Renting And Dealing With Debt

The majority of people who make consumer proposals or file personal bankruptcy with our office are renters. These are some of the common questions:

January 14, 2014

Consumer Proposals, Bankruptcy, Asset Concerns

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