The biggest mistake most people that have personal debt problems make is that they wait too long to get the help they need.
CHRIS ASKED: How can I pay off my debt without damaging my good credit or touching the little RRSP I have? ANSWER: The only way to deal with your debt and maintain a good credit rating is to pay your creditors directly, in full, with interest.
JOE ASKED: I am struggling with a lot of debt, but if I take action, will I lose my car loan?
JILL ASKED: I have a lease-to-own vehicle and I'm a year+ into a 5-year lease. I need my car for work. If I claim bankruptcy, can I keep the car?
KEVIN ASKED: Am I able to claim bankruptcy if I already consolidated my credit card, line of credit and overdraft debts into one consolidation loan?
Some people who own their own home can’t or don’t want to keep it. Common reasons why someone might not want to keep their home are:
Some people who own a leased or financed vehicle can’t or don’t want to keep their vehicle. Common reasons why someone might not want to keep a vehicle are:
The majority of people who make consumer proposals or file personal bankruptcy with our office are renters. These are some of the common questions: