If you are facing serious debt problems, bankruptcy may be a powerful remedy. In most situations, all debts are included in a bankruptcy. Some of the most common debts that can be included in a bankruptcy are:

Tax debt

Car loan debt

Cell phone debt

Credit card debt

Payday loans

Student loans (if you have ceased being a full or part-time student for a minimum of 7 years)

Consolidation debt (if your loans were consolidated through an unsecured loan, these amounts can be included in a bankruptcy)

However, after being discharged from your bankruptcy, there may still be some surviving debts. These debts would include:

Fines or penalties imposed by a court

Award of damages with respect to intentional bodily harm, sexual assault or wrongful death

Alimony and child support

Debts arising from illegal activity such as fraud, embezzlement, etc.

Debts incurred by fraudulent misrepresentation

Dividend for creditors not disclosed to the trustee

If you have any questions about your debts, please don’t hesitate to contact us. We are here to help and our initial consultations are always free. 

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