Get To Know Us

Learn more about the history of Welker & Associates and why we pride ourselves on our personal and compassionate approach. Our goal is to have people feel better about their situation when they leave our office.

Consumer Proposal Acceptance

Filing a consumer proposal allows you to avoid bankruptcy, consolidate your debt into one affordable monthly payment and protect your assets. So why do creditors agree to take a fraction of what they are owed?

Government Debt

Chris Welker explains that generally all government debts can be included in and discharged by filing a consumer proposal or bankruptcy.

Bankruptcy and Your Investments

Chris Welker explains why the fear of losing your RRSPs and pension plans should not keep you from filing bankruptcy or making a consumer proposal.

We Understand

Chris Welker explains how quickly debt can snowball and how you can get out of the debt cycle.

Debt Settlement Options and RESPs - Which option is right for you?

Chris Welker explains that if you have an RESP, making a consumer proposal may be a better option than filing bankruptcy.

Owning a Vehicle - It may be protected from creditors

Chris Welker explains that if you own a vehicle it may be protected from your creditors even if you file bankruptcy.

Rebuilding Credit - Repairing your credit score after filing proposal or bankruptcy

Chris Welker explains how you can repair your credit score after making a consumer proposal or filing bankruptcy.

Rebuilding Credit - Buying a house after filing proposal or bankruptcy

Chris Welker explains how you can buy a house after making a consumer proposal or filing for bankruptcy.

Dealing with Collection Agencies - Understanding wage garnishment and how to make it stop

Chris Welker discusses wage garnishment and explains how you can make it stop.

Credit Counsellors & Debt Consultants - Avoid paying for an unnecessary middleman

Chris Welker explains the difference between Credit Counsellors and Licensed Trustees in Bankruptcy.

Dealing With Debt - Are you getting out of debt or just treading water?

Are you getting out of debt or just treading water?

Consolidation Loans - A popular debt settlement strategy, but will it work for you?

Chris Welker explains how consolidation loans can be a good option, but if your credit score is hurting or you don't have any assets, you likely won't qualify for the loan.

Personal Bankruptcy - The best way to get a fresh start?

Chris Welker explains how bankruptcy is designed to help the honest and unfortunate debtor gain protection from creditors and be released from debts.

Consumer Proposal - A great way to avoid bankruptcy and settle your debts

Chris Welker explains how a consumer proposal is a great way to avoid bankruptcy and settle your debts.

Get In Touch

We have offices across South Western Ontario and flexible hours to meet your needs.