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Filing a consumer proposal allows you to avoid bankruptcy, consolidate your debt into one affordable monthly payment and protect your assets. So why do creditors agree to take a fraction of what they are owed?
Chris Welker explains that generally all government debts can be included in and discharged by filing a consumer proposal or bankruptcy.
Chris Welker explains why the fear of losing your RRSPs and pension plans should not keep you from filing bankruptcy or making a consumer proposal.
Chris Welker explains how quickly debt can snowball and how you can get out of the debt cycle.
Chris Welker explains that if you have an RESP, making a consumer proposal may be a better option than filing bankruptcy.
Chris Welker explains that if you own a vehicle it may be protected from your creditors even if you file bankruptcy.
Chris Welker explains how you can repair your credit score after making a consumer proposal or filing bankruptcy.
Chris Welker explains how you can buy a house after making a consumer proposal or filing for bankruptcy.
Chris Welker discusses wage garnishment and explains how you can make it stop.
Chris Welker explains the difference between Credit Counsellors and Licensed Trustees in Bankruptcy.
Are you getting out of debt or just treading water?
Chris Welker explains how consolidation loans can be a good option, but if your credit score is hurting or you don't have any assets, you likely won't qualify for the loan.
Chris Welker explains how bankruptcy is designed to help the honest and unfortunate debtor gain protection from creditors and be released from debts.
Chris Welker explains how a consumer proposal is a great way to avoid bankruptcy and settle your debts.