These days, most people I know don’t have a financial plan. We spend a lot of time planning for other aspects of our lives, such as our careers, marriages and having kids, but many of us fail to build a plan to achieve our financial goals.
After losing your job, it’s important to remember that it can happen to anyone. No one is immune to job insecurity. I know that doesn’t make the situation less stressful, but it I just wanted to remind you that you are not alone.
This September, both of my children will officially be in school. It’s hard to believe time has flown by so fast, but it’s also hard to believe how much money I’m expected to spend on school supplies.
The answer is simple, more debt than you can pay is too much debt.