After filing bankruptcy, many people ask me why they still receive statements from creditors. Many times those people call me in panic mode as they thought the creditors would leave them alone once the bankruptcy process began.
After you’ve filed for bankruptcy, creditors must immediately put an end to their collection efforts. Unfortunately, this does not always occur, and you may continue to be harassed by creditors calling after bankruptcy.
Do you get a sense of dread whenever your phone rings because it is just as likely to be an aggressive collection agent as it is to be your loved one or friend? If so, it’s time to start looking for a solution to the problem. Hiding from it can only last for so long.
You may have seen the ads before, all with slightly different promises, such as: