Blog Posts

Debt Management Tips for Seniors

No one wants to spend their golden years struggling with credit-card debt. But, sadly, an increasing number of seniors are doing exactly that. For people living on fixed incomes, escalating debt can lead to financial ruin.

November 20, 2016

Bankruptcy, Asset Concerns, Money Management

Can a person have savings during bankruptcy?

The short answer is “Yes”.

October 15, 2016

Bankruptcy, Asset Concerns

If I am unable to pay the mortgage on my home, may I simply give it back to the bank?

A mortgage is a loan agreement which requires you to repay the loan with interest and which also gives the lender (the mortgagee) a claim on your house if you don't repay.

August 23, 2016

Consumer Proposals, Bankruptcy, Asset Concerns

Pros and Cons of Credit Card Use

Everyone has heard horror stories of consumers who have fallen into unspeakable credit card debt. Credit cards can be great but it’s also important to be educated to spend responsibly. Here are some pros and cons to shopping with a credit card:

August 12, 2016

Asset Concerns, Money Management, Rebuilding Credit

Can you file bankruptcy while renting?

The majority of people who make consumer proposals or file personal bankruptcy with our office are renters. Most of those people have questions surrounding their current and future rental agreements. Here are some of the common questions we are asked:

August 7, 2016

Consumer Proposals, Bankruptcy, Asset Concerns

Consumer Proposals and TFSA and RRSP Investments

When you file a consumer proposal you are able to keep ALL of your assets.

June 30, 2016

Consumer Proposals, Asset Concerns

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