Can I go to jail for owing money?

Monday, June 2, 2014 - 16:08

Consumer Proposals, Bankruptcy, Collection Agencies, Wage Garnishment


This is a very honest question and we're grateful that someone asked it so that we could put their mind at ease.

Your creditors cannot put you in jail for owing money.

Criminals who commit a crime go to jail. Owing money is not a crime. Owing money is a civil matter and is handled in civil court, not criminal court.

If you owe money to a creditor, the only legal action they can take is to sue you for the money owed and obtain a judgement, which would allow them to garnishee your wages.

You can prevent your creditors from commencing, continuing or enforcing any legal action against you by filing personal bankruptcy or making a consumer proposal.

We have offices across South Western Ontario with flexible hours to meet your needs. Don't let your debt stress you out.

We're to help you get a fresh financial start. Your first consultation is free.