Although personal debt is an issue that can touch anyone, it’s not the same for everyone.
For people who anticipate owing at tax time, it can be a very stressful time…especially if they are already in debt. It’s important to be aware of where you stand so that when tax time comes, you can be prepared. But for some people, it’s not that easy.
Basically, a credit score is like a report card for your finan. Each purchase you make on credit affects a 3-digit score set between 300 and 900. The higher your score, the better your financial reputation.
Retirement is often described as "the golden years," the time when our many years of hard work and dedication will allow us to enjoy the rest of our days in relative comfort.